Discover the Protection of Life Insurance from Linda Dugan Insurance Serving Astoria, OR

Life insurance doesn’t have to be a scary topic. The professionals at Linda Dugan Insurance Agency can help you get the protection your family needs. In Astoria OR, families’ will need support if one or both spouses die unexpectedly. When you begin considering a life insurance policy, there are many questions that you need to consider. For instance, how will your family pay for your final expenses and any debts that you have? Would you like to set aside money for your child’s future education? Are there charities that you would like to contribute to? All of these considerations will play in your decision making process regarding the type of life insurance policy works best for your family and the amount of coverage that you need. Also, you need to remember that there will be estate taxes and inflation will impact your family.

There are several types of life insurance available. Term life insurance is designed to cover an individual for a specific period of time. The premiums can be cost effective and are often renewable. However, these policies don’t build a case value over time and can become more costly with each renewal. 

Whole Life Insurance policies cover an individual throughout their entire life. While the premiums will be higher than a term life policy, they will remain consistent as long as the policy is active. Whole life insurance policies also build cash value. This gives you monies that you can borrow against if you need to.

The team at Linda Dugan Insurance are ready to help with your insurance needs. Their work serving Astoria, OR has established their reputation as experts in the field. Protect your family today!