When Worlds Collide: Auto Insurance Meets Home Insurance In a Crash Through The Fence

Feel Free to Crash Through Our Door Anytime

You will not only find auto insurance coverage at Linda Dugan Insurance located in Astoria OR. In addition we underwrite life, health as well as other insurances to help protect every aspect of your life. Contact us today if you reside in Astoria OR or the surrounding areas for a quick and cost free quote.   

A Teen Crashed Through My Fence – What To Do?

It’s 3:05 am and the only reason you are still awake is because it is a nice summer night and you are trying to get your hair just right. The kids who have been racing up and down your street all summer are at it again. The skid…the screech …and the crash, not any time lapse in those dot, dot, dot’s. Oh my goodness. All of the neighbors are out in the street. One neighbor passed the three teens as two held the wobbly legged one in between them. As they arrived close to the corner home all drew a sigh of relief that the teens made it out of the crash alive. The car sitting on the lawn twisted and broken with pieces of the fence sticking out of it was impressive.

When these two worlds collide  – the home and car insurance worlds – it is the best time to speak with an agent. Surely the wayward teen’s insurance should pay for the broken fence or initiate the claim.  In this case the home insurance would be better since the teen abandoned the rental vehicle it became a criminal matter. 

The only way to find out what is on your policy is to discuss it with your agent. Linda Dugan Insurance is never too busy to help you find the answers to all of your insurance questions.