{"id":235,"date":"2018-09-10T08:00:00","date_gmt":"2018-09-10T08:00:00","guid":{"rendered":"https:\/\/www.duganins.com\/blog\/?p=235"},"modified":"2018-08-31T17:43:41","modified_gmt":"2018-08-31T17:43:41","slug":"what-happens-if-auto-insurance-lapses","status":"publish","type":"post","link":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/","title":{"rendered":"What Happens if Auto Insurance Lapses?"},"content":{"rendered":"<p>Most people that drive a vehicle in Astoria, OR are very well aware that they are required by law to carry auto insurance. While you may have an auto insurance policy in place, there is a situation that your coverage could laps if you fail to make a payment or if the policy has expired. If you let your policy lapse, several different things could happen.<\/p>\n<p><strong>Put Yourself at Risk<\/strong><\/p>\n<p>The biggest issue with allowing your auto insurance to lapse is that you will be putting yourself at significant risk. When you are behind the wheel without auto insurance, you could find yourself in it pretty significant financial trouble if you get into an accident. Even if you don&#8217;t have insurance, you still will be responsible for any damage that you caused. Also, if your vehicle is stolen or vandalized without insurance, you will be required to pay for the replacement or repairs out of pocket.<\/p>\n<p><strong>Face Significant Penalties<\/strong><\/p>\n<p>Another thing that could happen if your auto insurance lapses is you could face some significant penalties. Driving with auto insurance is extremely important. If you are caught driving without active auto insurance, you could face severe financial penalties from law enforcement, your local DMV, and even your auto lender. Because of the risks that come with not having insurance, it is very important that you keep it active at all times.&nbsp;<\/p>\n<p>If your auto insurance is coming to an end, or you want to learn more about your auto insurance options, reaching out to the Linda Dugan Insurance agency would be a very beneficial step. When meeting with the team at Linda Dugan Insurance in Astoria,&nbsp;OR residents will be able to get more information about their insurance requirements and get into a great policy.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Most people that drive a vehicle in Astoria, OR are very well aware that they are required by law to carry auto insurance. While you may have an auto insurance policy in place, there is a situation that your coverage could laps if you fail to make a payment or if the policy has expired. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[49,45],"class_list":["post-235","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-astoria-or","tag-linda-dugan-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"Most people that drive a vehicle in Astoria, OR are very well aware that they are required by law to carry auto insurance. While you may have an auto insurance policy in place, there is a situation that your coverage could laps if you fail to make a payment or if the policy has expired.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"astoria or,linda dugan insurance\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"What Happens if Auto Insurance Lapses? | Blog\" \/>\n\t\t<meta property=\"og:description\" content=\"Most people that drive a vehicle in Astoria, OR are very well aware that they are required by law to carry auto insurance. While you may have an auto insurance policy in place, there is a situation that your coverage could laps if you fail to make a payment or if the policy has expired.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2018-09-10T08:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2018-08-31T17:43:41+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"What Happens if Auto Insurance Lapses? | Blog\" \/>\n\t\t<meta name=\"twitter:description\" content=\"Most people that drive a vehicle in Astoria, OR are very well aware that they are required by law to carry auto insurance. While you may have an auto insurance policy in place, there is a situation that your coverage could laps if you fail to make a payment or if the policy has expired.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/what-happens-if-auto-insurance-lapses\\\/#article\",\"name\":\"What Happens if Auto Insurance Lapses? | Blog\",\"headline\":\"What Happens if Auto Insurance Lapses?\",\"author\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/#organization\"},\"datePublished\":\"2018-09-10T08:00:00+00:00\",\"dateModified\":\"2018-08-31T17:43:41+00:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/what-happens-if-auto-insurance-lapses\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/what-happens-if-auto-insurance-lapses\\\/#webpage\"},\"articleSection\":\"Auto Insurance, Astoria OR, Linda Dugan Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/what-happens-if-auto-insurance-lapses\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.duganins.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"position\":2,\"name\":\"Auto Insurance\",\"item\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/category\\\/auto-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/what-happens-if-auto-insurance-lapses\\\/#listItem\",\"name\":\"What Happens if Auto Insurance Lapses?\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/what-happens-if-auto-insurance-lapses\\\/#listItem\",\"position\":3,\"name\":\"What Happens if Auto Insurance Lapses?\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/category\\\/auto-insurance\\\/#listItem\",\"name\":\"Auto Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/#organization\",\"name\":\"Blog\",\"url\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/what-happens-if-auto-insurance-lapses\\\/#webpage\",\"url\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/what-happens-if-auto-insurance-lapses\\\/\",\"name\":\"What Happens if Auto Insurance Lapses? | Blog\",\"description\":\"Most people that drive a vehicle in Astoria, OR are very well aware that they are required by law to carry auto insurance. While you may have an auto insurance policy in place, there is a situation that your coverage could laps if you fail to make a payment or if the policy has expired.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/what-happens-if-auto-insurance-lapses\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2018-09-10T08:00:00+00:00\",\"dateModified\":\"2018-08-31T17:43:41+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/\",\"name\":\"Blog\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"What Happens if Auto Insurance Lapses? | Blog","description":"Most people that drive a vehicle in Astoria, OR are very well aware that they are required by law to carry auto insurance. While you may have an auto insurance policy in place, there is a situation that your coverage could laps if you fail to make a payment or if the policy has expired.","canonical_url":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/","robots":"max-image-preview:large","keywords":"astoria or,linda dugan insurance","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/#article","name":"What Happens if Auto Insurance Lapses? | Blog","headline":"What Happens if Auto Insurance Lapses?","author":{"@id":"https:\/\/www.duganins.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.duganins.com\/blog\/#organization"},"datePublished":"2018-09-10T08:00:00+00:00","dateModified":"2018-08-31T17:43:41+00:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/#webpage"},"isPartOf":{"@id":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/#webpage"},"articleSection":"Auto Insurance, Astoria OR, Linda Dugan Insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.duganins.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog\/category\/auto-insurance\/#listItem","position":2,"name":"Auto Insurance","item":"https:\/\/www.duganins.com\/blog\/category\/auto-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/#listItem","name":"What Happens if Auto Insurance Lapses?"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/#listItem","position":3,"name":"What Happens if Auto Insurance Lapses?","previousItem":{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog\/category\/auto-insurance\/#listItem","name":"Auto Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.duganins.com\/blog\/#organization","name":"Blog","url":"https:\/\/www.duganins.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.duganins.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.duganins.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/#webpage","url":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/","name":"What Happens if Auto Insurance Lapses? | Blog","description":"Most people that drive a vehicle in Astoria, OR are very well aware that they are required by law to carry auto insurance. While you may have an auto insurance policy in place, there is a situation that your coverage could laps if you fail to make a payment or if the policy has expired.","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.duganins.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/#breadcrumblist"},"author":{"@id":"https:\/\/www.duganins.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.duganins.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2018-09-10T08:00:00+00:00","dateModified":"2018-08-31T17:43:41+00:00"},{"@type":"WebSite","@id":"https:\/\/www.duganins.com\/blog\/#website","url":"https:\/\/www.duganins.com\/blog\/","name":"Blog","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.duganins.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog |","og:type":"article","og:title":"What Happens if Auto Insurance Lapses? | Blog","og:description":"Most people that drive a vehicle in Astoria, OR are very well aware that they are required by law to carry auto insurance. While you may have an auto insurance policy in place, there is a situation that your coverage could laps if you fail to make a payment or if the policy has expired.","og:url":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/","article:published_time":"2018-09-10T08:00:00+00:00","article:modified_time":"2018-08-31T17:43:41+00:00","twitter:card":"summary","twitter:title":"What Happens if Auto Insurance Lapses? | Blog","twitter:description":"Most people that drive a vehicle in Astoria, OR are very well aware that they are required by law to carry auto insurance. While you may have an auto insurance policy in place, there is a situation that your coverage could laps if you fail to make a payment or if the policy has expired."},"aioseo_meta_data":{"post_id":"235","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 11:33:49","updated":"2025-06-04 12:16:06","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.duganins.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.duganins.com\/blog\/category\/auto-insurance\/\" title=\"Auto Insurance\">Auto Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tWhat Happens if Auto Insurance Lapses?\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.duganins.com\/blog"},{"label":"Auto Insurance","link":"https:\/\/www.duganins.com\/blog\/category\/auto-insurance\/"},{"label":"What Happens if Auto Insurance Lapses?","link":"https:\/\/www.duganins.com\/blog\/what-happens-if-auto-insurance-lapses\/"}],"_links":{"self":[{"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/posts\/235","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/comments?post=235"}],"version-history":[{"count":1,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/posts\/235\/revisions"}],"predecessor-version":[{"id":236,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/posts\/235\/revisions\/236"}],"wp:attachment":[{"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/media?parent=235"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/categories?post=235"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/tags?post=235"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}