{"id":492,"date":"2023-11-22T04:00:00","date_gmt":"2023-11-22T04:00:00","guid":{"rendered":"https:\/\/www.duganins.com\/blog\/?p=492"},"modified":"2023-11-22T18:12:14","modified_gmt":"2023-11-22T18:12:14","slug":"signs-that-you-need-to-update-your-home-insurance-policy","status":"publish","type":"post","link":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/","title":{"rendered":"Signs That You Need To Update Your Home Insurance Policy"},"content":{"rendered":"<p>A standard home insurance policy covers repairs and replacement of goods if a residence is damaged during an unforeseen event. Review the variables to determine if you need to update your insurance policy.<\/p>\n<h2><strong>Renovations<\/strong><\/h2>\n<p>Your existing coverage relates to the size of your home, its structural details, and the amount of personal belongings stored inside. A renovation project changes the makeup of your home.<\/p>\n<p>The increased value of your home would necessitate a modification in coverage. Keeping careful records of the home improvements will make it possible for a Linda Dugan Insurance agent to provide accurate advice about the coverage modifications you need.<\/p>\n<h2><strong>Big Ticket Items<\/strong><\/h2>\n<p>Purchasing an expensive item that will be used inside your residence may necessitate changes to your existing policy. New appliances, artwork, jewelry, and any other item of value you purchase should be reported to the insurance agent who serves you in Astoria, OR.<\/p>\n<p>The agent will determine the value of the item. Then, they will adjust your coverage to ensure the new investment is included in your policy.<\/p>\n<h2><strong>Security Systems<\/strong><\/h2>\n<p>Security systems protect a home&#8217;s structural materials, as well as its contents, from theft and damage.<\/p>\n<p>Inform your insurance agent if you purchase and professionally install any security equipment. They will adjust your coverage accordingly.<\/p>\n<h2><strong>Final Words<\/strong><\/h2>\n<p>Contact an agent at Linda Dugan Insurance to schedule an appointment to assess your existing home insurance policy. An agent who serves Astoria, OR will guarantee you are provided the coverage you need.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>A standard home insurance policy covers repairs and replacement of goods if a residence is damaged during an unforeseen event. Review the variables to determine if you need to update your insurance policy. Renovations Your existing coverage relates to the size of your home, its structural details, and the amount of personal belongings stored inside. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[49,45],"class_list":["post-492","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-astoria-or","tag-linda-dugan-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"description\" content=\"A standard home insurance policy covers repairs and replacement of goods if a residence is damaged during an unforeseen event. Review the variables to determine if you need to update your insurance policy. Renovations Your existing coverage relates to the size of your home, its structural details, and the amount of personal belongings stored inside.\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"AgentInsure\"\/>\n\t<meta name=\"keywords\" content=\"astoria or,linda dugan insurance\" \/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Signs That You Need To Update Your Home Insurance Policy | Blog\" \/>\n\t\t<meta property=\"og:description\" content=\"A standard home insurance policy covers repairs and replacement of goods if a residence is damaged during an unforeseen event. Review the variables to determine if you need to update your insurance policy. Renovations Your existing coverage relates to the size of your home, its structural details, and the amount of personal belongings stored inside.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2023-11-22T04:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2023-11-22T18:12:14+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Signs That You Need To Update Your Home Insurance Policy | Blog\" \/>\n\t\t<meta name=\"twitter:description\" content=\"A standard home insurance policy covers repairs and replacement of goods if a residence is damaged during an unforeseen event. Review the variables to determine if you need to update your insurance policy. Renovations Your existing coverage relates to the size of your home, its structural details, and the amount of personal belongings stored inside.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/signs-that-you-need-to-update-your-home-insurance-policy\\\/#article\",\"name\":\"Signs That You Need To Update Your Home Insurance Policy | Blog\",\"headline\":\"Signs That You Need To Update Your Home Insurance Policy\",\"author\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/#organization\"},\"datePublished\":\"2023-11-22T04:00:00+00:00\",\"dateModified\":\"2023-11-22T18:12:14+00:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/signs-that-you-need-to-update-your-home-insurance-policy\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/signs-that-you-need-to-update-your-home-insurance-policy\\\/#webpage\"},\"articleSection\":\"Home Insurance, Astoria OR, Linda Dugan Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/signs-that-you-need-to-update-your-home-insurance-policy\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.duganins.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"position\":2,\"name\":\"Home Insurance\",\"item\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/category\\\/home-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/signs-that-you-need-to-update-your-home-insurance-policy\\\/#listItem\",\"name\":\"Signs That You Need To Update Your Home Insurance Policy\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/signs-that-you-need-to-update-your-home-insurance-policy\\\/#listItem\",\"position\":3,\"name\":\"Signs That You Need To Update Your Home Insurance Policy\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/#organization\",\"name\":\"Blog\",\"url\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"AgentInsure\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/signs-that-you-need-to-update-your-home-insurance-policy\\\/#webpage\",\"url\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/signs-that-you-need-to-update-your-home-insurance-policy\\\/\",\"name\":\"Signs That You Need To Update Your Home Insurance Policy | Blog\",\"description\":\"A standard home insurance policy covers repairs and replacement of goods if a residence is damaged during an unforeseen event. Review the variables to determine if you need to update your insurance policy. Renovations Your existing coverage relates to the size of your home, its structural details, and the amount of personal belongings stored inside.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/signs-that-you-need-to-update-your-home-insurance-policy\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2023-11-22T04:00:00+00:00\",\"dateModified\":\"2023-11-22T18:12:14+00:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/\",\"name\":\"Blog\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.duganins.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Signs That You Need To Update Your Home Insurance Policy | Blog","description":"A standard home insurance policy covers repairs and replacement of goods if a residence is damaged during an unforeseen event. Review the variables to determine if you need to update your insurance policy. Renovations Your existing coverage relates to the size of your home, its structural details, and the amount of personal belongings stored inside.","canonical_url":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/","robots":"max-image-preview:large","keywords":"astoria or,linda dugan insurance","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/#article","name":"Signs That You Need To Update Your Home Insurance Policy | Blog","headline":"Signs That You Need To Update Your Home Insurance Policy","author":{"@id":"https:\/\/www.duganins.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.duganins.com\/blog\/#organization"},"datePublished":"2023-11-22T04:00:00+00:00","dateModified":"2023-11-22T18:12:14+00:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/#webpage"},"isPartOf":{"@id":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/#webpage"},"articleSection":"Home Insurance, Astoria OR, Linda Dugan Insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.duganins.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog\/category\/home-insurance\/#listItem","position":2,"name":"Home Insurance","item":"https:\/\/www.duganins.com\/blog\/category\/home-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/#listItem","name":"Signs That You Need To Update Your Home Insurance Policy"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/#listItem","position":3,"name":"Signs That You Need To Update Your Home Insurance Policy","previousItem":{"@type":"ListItem","@id":"https:\/\/www.duganins.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.duganins.com\/blog\/#organization","name":"Blog","url":"https:\/\/www.duganins.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.duganins.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.duganins.com\/blog\/author\/agentinsure\/","name":"AgentInsure"},{"@type":"WebPage","@id":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/#webpage","url":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/","name":"Signs That You Need To Update Your Home Insurance Policy | Blog","description":"A standard home insurance policy covers repairs and replacement of goods if a residence is damaged during an unforeseen event. Review the variables to determine if you need to update your insurance policy. Renovations Your existing coverage relates to the size of your home, its structural details, and the amount of personal belongings stored inside.","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.duganins.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/#breadcrumblist"},"author":{"@id":"https:\/\/www.duganins.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.duganins.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2023-11-22T04:00:00+00:00","dateModified":"2023-11-22T18:12:14+00:00"},{"@type":"WebSite","@id":"https:\/\/www.duganins.com\/blog\/#website","url":"https:\/\/www.duganins.com\/blog\/","name":"Blog","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.duganins.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog |","og:type":"article","og:title":"Signs That You Need To Update Your Home Insurance Policy | Blog","og:description":"A standard home insurance policy covers repairs and replacement of goods if a residence is damaged during an unforeseen event. Review the variables to determine if you need to update your insurance policy. Renovations Your existing coverage relates to the size of your home, its structural details, and the amount of personal belongings stored inside.","og:url":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/","article:published_time":"2023-11-22T04:00:00+00:00","article:modified_time":"2023-11-22T18:12:14+00:00","twitter:card":"summary","twitter:title":"Signs That You Need To Update Your Home Insurance Policy | Blog","twitter:description":"A standard home insurance policy covers repairs and replacement of goods if a residence is damaged during an unforeseen event. Review the variables to determine if you need to update your insurance policy. Renovations Your existing coverage relates to the size of your home, its structural details, and the amount of personal belongings stored inside."},"aioseo_meta_data":{"post_id":"492","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2023-11-22 18:42:52","updated":"2025-06-04 13:53:19","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.duganins.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.duganins.com\/blog\/category\/home-insurance\/\" title=\"Home Insurance\">Home Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tSigns That You Need To Update Your Home Insurance Policy\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.duganins.com\/blog"},{"label":"Home Insurance","link":"https:\/\/www.duganins.com\/blog\/category\/home-insurance\/"},{"label":"Signs That You Need To Update Your Home Insurance Policy","link":"https:\/\/www.duganins.com\/blog\/signs-that-you-need-to-update-your-home-insurance-policy\/"}],"_links":{"self":[{"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/posts\/492","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/comments?post=492"}],"version-history":[{"count":1,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/posts\/492\/revisions"}],"predecessor-version":[{"id":493,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/posts\/492\/revisions\/493"}],"wp:attachment":[{"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/media?parent=492"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/categories?post=492"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.duganins.com\/blog\/wp-json\/wp\/v2\/tags?post=492"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}