The Best Car Insurance From the Best Agents in Astoria, Oregon

For car insurance quotes in Astoria, you can become an anonymous policy holder of a super sized insurance company whose agents come and go, or you can come with us and the small town flavor of our full-time independent insurance agency right here in Astoria. When you opt for us, you’re choosing independent insurance agents who can show you much more than one single policy from one single huge insurance company. We’ll show you many different options from many different insurers. You can pick and choose our best quotes and our best car insurance.

If you’re going to operate a motor vehicle in Oregon, you’re required to be financially responsible. You’re required to carry liability coverage in the amount of $25,000 per person, $50,000 per occurrence with $20,000 in property damage. You’re also required to carry personal injury protection of $15,000 per person and uninsured motorist insurance in the same amounts of minimum liability coverage.

Although carrying the minimum coverage puts you in statutory compliance, it’s still not sufficient coverage for the 21st century. Whether a serious accident is your fault or the fault of an uninsured or underinsured driver, you could still be facing significant deficiencies in coverage and shocking medical bills that you’re responsible for.

The super sized insurer’s agent can’t offer nearly as many alternatives as we can because we’re independent insurance agents. The others only work for only one company. As independent insurance agents, we work with many companies, and that permits us to give unbiased insurance advice with a wide range of alternatives and quotes. If you’re in or around Zip Code 97103, talk to us. We’re independent agents, and we’re here to serve your best interests. You’ll be doing yourself a favor.

What are Four Things to Keep in Mind When Driving with a Learner’s Permit?

When it comes to driving with a learners permit, there are various rules and stipulations that must be adhered to, with each of them varying from one state to the next. In Oregon, the rules are fairly straightforward, and it is imperative that they be followed at all times. If they are not, this could disqualify a person from obtaining an actual driver’s license on the soonest date possible. In fact, a learners permit can be taken away for a certain period of time, and then the entire process of getting the permit and driver’s license would have to be started all over again.

Driving Restrictions

At all times when driving with a learners permit, you must have a passenger in the car with you that has a valid driver’s license, is at least 21-years-old and is sitting in the seat next to you. This person must have had their license for at least three years as well.

No Use of Mobile Devices

Do keep in mind that at no time are you allowed to use a mobile communication device while driving with a learners permit. Hands-free devices are not allowed either.

Provisional Driver License

Once you have had your learners permit for at least six months, you’ll then be issued another type of learners permit called a provisional license.

Restrictions on Provisional Driver License

You can have as many passengers in the vehicle with you as you want, but one of them has to be at least 21-years-old, and this person must be in the passenger seat next to you.

To fully understand the ins-and-outs of the rules you must follow while driving with any type of learners permit, it’s highly advised to contact one of our professional car insurance agents today.