With an umbrella insurance cover from Astoria, OR, Linda Dugan Insurance, you get to protect you and your family from unexpected risks such as lawsuit charges or injuries caused to someone on your property. Once you visit our offices, our employees will be ready to listen and guide you in whatever thing you may need.
We make sure you understand each and everything about our insurance options before you sign any contract with us. And as for the umbrella insurance option, below are some of the essential facts you will get to learn about.
How do you know if you need an umbrella insurance?
You need to conduct a risk assessment. What are the chances of you or your family members getting involved in a lawsuit? Or what is the probability of your friend or neighbor getting injured on your property?
Those are some of the questions you should ask yourself. For example, if you own a swimming pool or a vicious dog, the chances of someone getting injured on your property are high and you should, therefore, consider taking an umbrella cover.
What is covered by an umbrella insurance cover?
Some of the things covered umbrella insurance including but not limited to:
• Boating and pool accidents
• Accidents in your property
• Wrongful eviction, defamation and libel lawsuits.
• Critical car accidents
• Lawsuit cost and legal fees required.
• Injuries caused to someone by your dog
• Expenses exceeding your auto and home insurance cover
You need to be very careful when getting this cover. Avoid taking a cover that is equal to your assets. Instead, get a cover that exceeds your assets because in most cases, we undervalue our belongings. Also, make sure you read all the terms and conditions which are usually in small print. With this in mind, you will be able to get the best out of umbrella insurance.
Linda Dugan Insurance which serves the people of Astoria, OR, is your caring insurance company. Our services are of high quality, and we are dedicated to giving you timely and reliable services. Contact us today or visit our offices for more information.