What Kind of Insurance Do I Need to Insure My Snowmobile?

The agents at Linda Dugan Insurance offer toy insurance that can be used for a variety of recreational vehicles including snowmobiles and ATVs. When winter weather approaches, everyone in Astoria, OR who owns a snowmobile is ready to come out and play. Having the right insurance ensures that you are protected financially if an accident happens. 

The Benefits of Toy Insurance

Toy insurance offers several benefits for people who like to ride their snowmobiles and ATVs during the winter. Toy insurance can cover the costs of repairs if your toy insurance is damaged in an accident. It will also protect you if your snowmobile or other toy is stolen. Having the right type of insurance in place also gives you peace of mind and gives you an opportunity to enjoy the time you spend with your friends and family.

Liability Insurance

Liability insurance is a must if you plan on carrying passengers or riding with others on trails or cross-country. A liability policy will cover damage to another person’s property if you have an accident. It will also cover the medical expenses a passenger incurs if they are injured while riding with you. 

At Linda Dugan Insurance, the agents are ready to serve residents who live in the Astoria, OR area. They offer a variety of policies that cover all of your favorite toys. If you own a snowmobile, ATV, or any other type of vehicle that you use for recreational purposes, call and talk to an agent today. With their guidance, you can find the right toy policy to protect your investment and give you the peace of mind you are looking for. 

Why Should Someone in Astoria Get Boat Insurance

Living in the Astoria, OR area is a great idea for anyone that loves being outside and enjoying nature. If you do live in this area, getting a boat could be a great option as it will allow you to enjoy all of the local waterways to the fullest. If you are going to buy a boat in this area, you need to make sure that you get a quality boat insurance policy in place.


One reason why you may want to get boat insurance in Georgia is that it may be a requirement for you. If you took out a boat loan to buy your boat and still have a balance, having boat insurance will undoubtedly be a requirement under the loan agreement. If you do not have evidence of insurance, you could be held in default and face any associated remedies. The boat insurance may also be required in certain local marinas and waterways in the Astoria area.

Gives Valuable Protection

Even if there are no agreements or regulations that require you to have boat insurance, it is still a good idea that you have it at all times. When you do have boat insurance, it will provide you with coverage for your boat as well as liability coverage. Both of these forms of insurance will be able to protect you during some challenging situations. 

If you are shopping for a boat in the Astoria, OR area, you should also start looking for boat insurance. The insurance team at Linda Dugan Insurance should be the first people that you call when you need a new boat insurance policy. When you speak with the professionals at Linda Dugan Insurance, you can learn more about your coverage options, which will help you to pick a policy that gives you the right type and level of coverage.