Where There’s Smoke…There’s Damage

Oregon forest and wildfires are a part of life in our state. Some of our most beautiful areas are at greatest risk from these disasters. But you don’t have to live in a forested area to have a home that is at risk of a fire. Fires can result from grease on a stove in the kitchen, from a propane grill, or lightning. They can result from a space heater, an unattended candle, or an electrical short. When a fire occurs in a home, the damage is not limited to items lost in the flames. Soot and smoke damage can be just as, if not more, devastating.

Smoke can quickly travel through your entire home, even if a fire is contained to one room. This smoke can travel through open doorways and vents getting into your carpeting, curtains, bedding and furniture. It can get on your clothing, and onto your walls and ceilings. The cost of eliminating smoke damage can be every bit as expensive as repairing damage from the fire itself.

Are you confident your homeowners insurance will cover the full cost of fire and smoke damage in your Oregon home? If there is any doubt, contact Linda Dugan Insurance. We are an independent insurance agency that can review the policies of any company. If your coverage turns out to be inadequate, we can search multiple companies seeking the appropriate coverage at the best possible price. We believe that homeowners insurance ought to be affordable without sacrificing coverage.

Try us online. Visit our website and request an online comparative quote for your homeowners and auto insurance. By answering a few simple questions, you can be on your way to better coverage at a price you can afford.

Contact Linda Dugan Insurance today. We can help bring you peace of mind when it comes to your homeowners insurance coverage.

Is Your Roof Covered Like It Covers You?

Those of us who live in Oregon don’t tend to give our roofs much thought. As long as they keep us dry in the rains and protected from the other elements, they are doing their job. Your roof is easy to take for granted. But when you consider their size and the expense of replacing one, you begin to realize how important homeowners insurance is in making sure you keep a roof over your head.

The question is, how well covered is your roof? Is it covered for storm damage? Would your insurance fully cover the total cost of today’s materials and labor in case it would need to be entirely replaced? Does your homeowners policy cover your roof should your neighbor’s tree fall on it? What if it is damaged by ice, or fails under the weight of snow? These are questions to have answers to before a problem occurs.

At Linda Dugan Insurance, we can help you discover these answers no matter where you bought your homeowners policy. You see, we are an independent agency that has access to multiple companies. We are qualified to review homeowners insurance policies from any issuing company. In addition, we may be able to find even more encompassing coverage at a better price. Now that’s worth checking into.

The best part is you can easily see for yourself right online. Visit our website and enter the appropriate information. You will soon get a comparative quote on your homeowners insurance. We think you’ll be pleased with the results. We can also compare auto insurance rates online.

If you would like a review of your homeowners insurance policy, contact Linda Dugan Insurance. Your roof covers you and your family every day. Let’s make sure you have it covered.