Oregon forest and wildfires are a part of life in our state. Some of our most beautiful areas are at greatest risk from these disasters. But you don’t have to live in a forested area to have a home that is at risk of a fire. Fires can result from grease on a stove in the kitchen, from a propane grill, or lightning. They can result from a space heater, an unattended candle, or an electrical short. When a fire occurs in a home, the damage is not limited to items lost in the flames. Soot and smoke damage can be just as, if not more, devastating.
Smoke can quickly travel through your entire home, even if a fire is contained to one room. This smoke can travel through open doorways and vents getting into your carpeting, curtains, bedding and furniture. It can get on your clothing, and onto your walls and ceilings. The cost of eliminating smoke damage can be every bit as expensive as repairing damage from the fire itself.
Are you confident your homeowners insurance will cover the full cost of fire and smoke damage in your Oregon home? If there is any doubt, contact Linda Dugan Insurance. We are an independent insurance agency that can review the policies of any company. If your coverage turns out to be inadequate, we can search multiple companies seeking the appropriate coverage at the best possible price. We believe that homeowners insurance ought to be affordable without sacrificing coverage.
Try us online. Visit our website and request an online comparative quote for your homeowners and auto insurance. By answering a few simple questions, you can be on your way to better coverage at a price you can afford.
Contact Linda Dugan Insurance today. We can help bring you peace of mind when it comes to your homeowners insurance coverage.