The Benefits of Having a Toy Insurance Policy

If you live in Astoria, OR, you are likely aware of the enjoyment of owning a boat, ATV, golf cart, or other type of recreational vehicle. What you may not know, however, is the importance of having the proper insurance coverage for these “toys.” When you turn to Linda Dugan Insurance for guidance and toy insurance policy options, you can keep having fun without worrying about the what-ifs.

What is toy insurance?

Just as it’s essential to keep your toys in peak working condition to ensure the safety of those enjoying them, having an insurance policy can ensure you can enjoy your toys for years to come. If something happens to your toy, such as damage from a storm or during an accident, toy insurance will play a similar role to car insurance. There is also a range of insurance types you can choose from, such as liability, collision, and comprehensive coverage.

Why You Need Toy Insurance

Accidents, unfortunately, do happen. Toy insurance can help you ensure that any injuries or damages don’t come solely from your pocket. A policy with liability coverage can protect you should an accident involving your recreational vehicle result in bystander injuries, while medical coverage can help with hospital bills. Toy insurance can also repair or replace your boat, ATV, snowmobile, or other toys so you can continue enjoying them. All of this combined works to give owners the peace of mind they deserve.

Protect Your Assets With Linda Dugan Insurance

When you want to insure your toy, turn to Linda Dugan Insurance! As an independent insurance agent, I can help you compare the costs and coverage of a wide range of policies to get the coverage that’s right for you. Contact our office today!