3 Tips for a Fun-filled Day Out on the Water

When it comes to rest and relaxation, there is nothing better than taking the boat out for a float at a nearby lake or ocean in Astoria, OR. Before you are out enjoying the beautiful weather, though, you’ll definitely want to make sure you have properly planned ahead for a fun-filled day. Here is a quick look at three must-know tips for having a safe and fun time out on the water.

Check the Weather

Before planning your trip to the lake or beach, you should always check your local weather. A few things to watch for are:

  • Current wave conditions, including when the next low and high tides are
  • Wind trends
  • Any warnings current for the area you will be traveling to

Know your Water Safety

Make sure your children know about water safety and they have proper swimming skills. Parents will also want to set guidelines and rules for water play. Two of these rules should always include wearing life jackets when swimming or boating and having a swimming buddy while in the water. Also, when you’re on your way to the beach, this makes for the perfect time for you and your family to discuss how far out in the water the children are allowed.

Essential Things To Pack

To plan the perfect day on the water, it is vital to make sure you have the essentials packed and ready to go. A few things to bring to ensure you and your family are prepared are:

  • Bottled water
  • Snacks
  • Sunscreen
  • Floaties
  • Cooler
  • Sunglasses
  • Extra clothes
  • Beach towels

Protect Your Boat

Also, before you head to the lake or ocean, you’ll want to make sure your boat is properly protected with boat insurance. Contact Linda Dugan Insurance serving the Astoria, OR today to learn more about different types of boat insurance policies.

The Importance of Reviewing Your RV Insurance Policy in the Spring

An RV is not a small or inexpensive item. And if your RV were to sustain damage, it may be a financial burden to you to have to pay for the repairs or any loss that is caused. This is why having the right amount of coverage on your RV insurance is so important. At Linda Dugan Insurance, serving the greater Astoria, OR area, we recommend reviewing your RV insurance every spring, before you take your RV out for the season, to ensure your coverage is ideal. Here are a few of the things you should know.

What Should Be Looked at When Reviewing Your RV Insurance?

As you look at your RV insurance, you want to make sure that your policy limits are still applicable to your RV. Your RV may go up or down in value, based on how much it is driven, used, its condition and changes and repairs you make. As the value changes, your policy may also need to change.

Why Is Spring the Ideal Time to Review Your Policy?

Your policy should be reviewed at least once a year. At the end of the day, it doesn’t matter what time of year you review it, as long as it is consistently done. However, we recommend spring because it is right before most people take their RV out and begin to heavily use it. This ensures the coverage limits are appropriately set for any upcoming adventures or travel you may have.

If you are looking to change your RV insurance policy coverage or are looking for a new plan, Linda Dugan Insurance, serving the greater Astoria, OR area, can help. Contact us today and let us review your policy or provide you with quotes for a new one.