In the unfortunate event that your home and family are subjected to a flood, you’ve got a lot of work ahead of you, but having the right insurance in place can make recovering easier. Whether you need a place to stay while the flood is dissipating, or if you’re faced with costly repairs to your home and property, flood insurance can help. The coverage thresholds and limits vary, making it important to know what your policy covers.
Covered building property under flood insurance policies includes electrical and plumbing systems, water heaters, carpeting and window blinds among many other items. All of this building property would be costly to replace without flood insurance, inhibiting your ability to recover from the disaster.
Insurance can also replace your refrigerator or foundation walls, turning your home back into a habitable place. Personal property items, such as clothing, furniture, portable microwaves and artwork among other items may also be covered. Having these items replaced can make your recovery process easier and faster, which is better for everyone in your family.
Sitting down and discussing coverage options with an insurance specialist at Linda Dugan Insurance in Astoria, OR is an effective way to tailor flood insurance to meet your risk profile. Whether you need additional living expenses or help to supplement medical subscriptions, insurance can help you get back on your feet.
To learn more about flood insurance and how to mitigate the risks posed by this unfortunate event, please contact Linda Dugan Insurance in Astoria, OR. If you live in a flood zone or an area that is prone to having natural disasters, it’s prudent to get flood insurance before the unexpected happens. Flood insurance can help you get your life back on track.