Oregonians Act Now Before Your Health Insurance Coverage Plan Expires
It doesn’t matter if you live in the city of Sisters or the tiny town of Corbett, Oregon it’s time to HealthCare.gov to renew your health insurance plan. Although, the Obama administration had said that all healthcare plans would be automatically renew for 2015, this is no longer going to happen.
Open enrollment starts on November 15th, you must enroll by Dec. 15, 2014. To make sure you have your health insurance plan ready to go on Jan. 1, 2015.
Some of last year’s plans are no longer available however; they have been replaced by similar plans. Therefore, you should not have too much difficulty maintaining roughly the same type of coverage you had in 2014.
Oregonians may want to change things in their coverage this year, this is also the time to make changes. There may be some things you want to consider before finalizing your 2015 health insurance plan.
Things to consider:
Look at any changes you need or want to make. If your current plan still meets your needs make sure it is still available. The only time you have to make changes in during open enrollment unless you have a major life change such a new baby, marriage/divorce.
If your health insurance plan is older you may be missing out on other benefits. With the Affordable Care Act you may have access to services that are free of charge under all new health care insurance plans including some of the following, even if you have a private health insurance plan.
- Screening services (blood pressure, cholesterol, HIV, depression, breast cancer prenatal services, and several more that you can view at Health.gov)
- Immunizations (MMR, flu, Human Papillomavirus, Hepatitis A and B, Tetanus and several more.)
There are several more free preventive services available to men, women, and children to help keep Oregonians healthy.
Don’t get caught without health insurance coverage come January, 2015. Instead, easily compare quotes online with Linda Dugan Insurance to find out what options you have available.
Whether you are planning to move to a new home in Oregon sometime soon or have been living here for some time now in apartments or condos and are getting ready to purchase your first home, you’ll want to get a good idea of what it will cost you to insure the house.
In fact, budgeting for insurance is one of your most crucial tasks before becoming a homeowner and is something that you don’t want to put off doing for too long. You don’t’ want to get stuck with inadequate coverage. It’s best to explore all your available options so you can rest assured that your family and possessions have the coverage you require.
Unfortunately, busy people, especially those who are preparing to move into a new home, don’t have much time to spend contacting every insurance company to do research about what kind of coverage is available.
Spending hours on the phone speaking with customer service representatives or looking up the website for each different insurance company will be a nightmare. However, you must be prudent and see what each insurance company is currently charging in Oregon to ensure that you get the best deal.
This is why so many homeowners and prospective homeowners find it useful to use a secure website to compare homeowners insurance policies online. All you have to do is enter your information and the website will present you with all the details you need to help you determine the best available coverage.
As a rule, you wouldn’t purchase the first home you see, as this is a major investment for you and your family. Likewise, you wouldn’t want to buy an insurance policy from the first random insurance company that you run across. Using the online price comparison tool will make your life easier, saving you time, effort and money.
Drivers in and around Aberdeen, WA are required by Washington state law to have auto insurance. If you should choose to operate a motor vehicle, whether it is your own or someone else’s, without insurance coverage you could end up having to pay a fine. That fine could cost you several hundred dollars.
The penalty for driving without insurance varies depending upon the city or county that cited you for the offense. The minimum fine is $250, but some cities or counties could increase that fine.
In addition to the minimum fine for the traffic citation, you will be expected to pay court costs and other fines, which can total approximately $200. Overall, the entire cost of driving without insurance is at least $450.
Paying a fine isn’t the only penalty that can result from driving without insurance in Aberdeen, WA. You could potentially lose your license or have it suspended.
When you have been cited for driving without a license, it is considered a traffic infraction and goes on your driving record. A single traffic infraction will not result in a license suspension, but multiple infractions can result in a loss of license for anywhere from 30 days to a year. Traffic infractions that will count towards license suspension include moving violations and speeding tickets.
Don’t find yourself in a situation where you will have to pay a penalty, or worse lose your license, for not having auto insurance. Drivers are only required to have a minimum liability insurance policy to avoid penalties and traffic infractions.
Take a few moments to compare auto insurance quotes online with Linda Dugan Insurance. You will easily be able to find a policy that fits your budget and provides you with protection against a potential fine.