Oregonians Act Now Before Your Health Insurance Coverage Plan Expires

Oregonians Act Now Before Your Health Insurance Coverage Plan Expires

It doesn’t matter if you live in the city of Sisters or the tiny town of Corbett, Oregon it’s time to HealthCare.gov to renew your health insurance plan. Although, the Obama administration had said that all healthcare plans would be automatically renew for 2015, this is no longer going to happen.

Open enrollment starts on November 15th, you must enroll by Dec. 15, 2014. To make sure you have your health insurance plan ready to go on Jan. 1, 2015.

Some of last year’s plans are no longer available however; they have been replaced by similar plans. Therefore, you should not have too much difficulty maintaining roughly the same type of coverage you had in 2014.

Oregonians may want to change things in their coverage this year, this is also the time to make changes. There may be some things you want to consider before finalizing your 2015 health insurance plan.

Things to consider:

Look at any changes you need or want to make. If your current plan still meets your needs make sure it is still available. The only time you have to make changes in during open enrollment unless you have a major life change such a new baby, marriage/divorce.

If your health insurance plan is older you may be missing out on other benefits. With the Affordable Care Act you may have access to services that are free of charge under all new health care insurance plans including some of the following, even if you have a private health insurance plan.

  • Screening services (blood pressure, cholesterol, HIV, depression, breast cancer prenatal services, and several more that you can view at Health.gov)
  • Immunizations (MMR, flu, Human Papillomavirus, Hepatitis A and B, Tetanus and several more.)

There are several more free preventive services available to men, women, and children to help keep Oregonians healthy.

Don’t get caught without health insurance coverage come January, 2015. Instead, easily compare quotes online with Linda Dugan Insurance to find out what options you have available.