Depending on exactly what classification of recreational vehicle it is that you happen to own, your insurance prospects in Astoria OR may vary. Because there’s so much variety in the different makes and models of RVs that you could potentially have, the applicable insurance costs that insurers in the state of Oregon determine your eligibility for can vary greatly. The following are brief rundowns of the standard insurance rates provided to RV drivers in Astoria, OR.
Class-C Recreational Vehicles
Compared to other RVs, those in the Class-C category are usually easy to recognize by their distinctly truck-like appearance. Class-C RVs are fittingly described as being the in the “middle of the pack” when it comes to their overall living space and size. On average, the premium rates for Class-C recreational vehicles in Oregon will be just under $1000 a year.
Class-B Recreational Vehicles
Compared to Class-C and Class-A RVs, Class-B RVs are the smallest of the bunch. The Class-B RV is the category of choice for those who want a more compact vessel, but despite their cozier living space, they’re oftentimes designed with retractable camping components to help the owner get more mileage and utility out of their conservative size. A comprehensive Class-B RV insurance plan is typically anywhere from $1000 to $2000 dollars.
Class-A Recreational Vehicles
Class-A RVs are both the largest and generally most luxurious of all the classes. RVs in the Class-A category can be over 70 feet long and over 30,000 pounds. The generous amenities offered in Class-A RVs are reflected in their proportionally scaled insurance costs, commonly offered for around or even more than $2000 a year.
No matter what your RV’s class may be, most complete RV insurance plans cover theft, collision damage, and natural disasters; however, the exact extent of the coverage will oftentimes depend both on the specific insurer you consult and your own track record as a driver. If you’d like to learn more about what to expect in terms of RV insurance coverage, feel free to contact us at Linda Dugan Insurance serving Astoria, OR.