Getting your license suspended or revoked can disrupt your daily routine in Astoria, OR, making traveling to work or school hard. Linda Dugan Insurance discusses everything you need to know about losing your auto insurance when your license is suspended or revoked.

Your auto insurance policy will not automatically cancel when your license is suspended or revoked. Your policy remains active even though you cannot drive your vehicle.

If your policy is current, you can still receive coverage for your vehicle even if you have a suspended or revoked license. If a third party damages your vehicle while parked or a tree branch falls on it due to harsh weather conditions. Nevertheless, you may be unable to get coverage for an accident caused by an uninsured driver or if your auto policy has a "no pay, no play" clause, which would limit your options to recover damages from other drivers for specific injuries.

On the other hand, if your insurance policy is up for renewal and you have a suspended or revoked license, your insurance company may refuse to renew or modify your coverage. You must seek insurance coverage elsewhere if you cannot convince the company otherwise.

Another critical point is that driving without insurance is illegal in most states. In Oregon, you need proof of insurance when you renew your license or register your vehicle. If your license is suspended because of a moving violation, showing proof of insurance can help you restore your license quicker.

Your auto insurance policy does not automatically cancel when your license is suspended or revoked in Astoria, OR. If you have more questions or need help with your auto insurance policy, contact Linda Dugan Insurance. We’re here to help.