Electric Vehicles and Insurance: What You Need to Know

Are you thinking about switching to an electric vehicle (EV)? It’s an exciting time to be part of the EV movement, offering a cleaner, more efficient way to travel. But you might find yourself navigating some new terrain regarding insurance on your electric ride. No worries, though – that’s what we’re here for at Linda Dugan Insurance, serving Astoria, OR, and the surrounding neighborhoods. We’re ready to help you untangle the specifics of EV insurance so that you can enjoy your eco-friendly journey.

What’s Different About EV Insurance

EVs are a bit like smartphones on wheels. They’re packed with tech and run on big batteries, making them slightly different from your standard gas guzzler. This can mean that insuring your EV might come with a few extra considerations, like covering that high-tech hardware or the battery that keeps you moving.

Finding the Right Price for Your Policy

You might be curious about how the cost of insuring an EV stacks up against traditional vehicles. Given the advanced technology and higher initial cost of EVs, you might expect insurance premiums to be higher. However, it’s not all cut and dried. The good news is that the money you’ll save on fuel and maintenance for your EV can offset these costs over time.

Let’s Talk about EV Insurance

If you’re all about making Astoria, OR, and the surrounding areas a bit greener with an EV, or if you’re already cruising in electric style, contact Linda Dugan Insurance today. We’re keen to chat about how we can get you set up with the perfect insurance for your electric vehicle. No jargon, no fuss – just friendly advice and the coverage you need to hit the road confidently.

What can happen if I don’t have home insurance in Oregon?

Owning a home can be a great option when you live in the Astoria, OR, area. When you are looking for a property, you will have many important decisions to make. One important choice will be to select a new home insurance plan. If you are not properly insured with home insurance, many negative consequences could arise.

No Support for Damage or Liability Claims

One of the main reasons that someone will want to have a home insurance plan in Oregon is so they can get the support they need for damage and liability claims. For those living in this part of Oregon, a home insurance plan will provide support if your home is damaged or you are a victim of theft. Further, you will receive liability claim support if you are deemed liable for an accident. Without home insurance, you will not have this coverage. 

Default of Agreements

It is also a good idea to have a home insurance plan, as it can ensure you do not default on various agreements. Those living in Oregon will likely have a mortgage and may live in a home association. In either situation, you will need to have home insurance to comply with agreements, and carrying coverage could lead to penalization. 

When you live in the Astoria, OR, area, you should always have a home insurance plan. Once you are ready to start looking for a plan, you can begin your process and get the help you need by calling our professionals at Linda Dugan Insurance. If you are looking for home insurance, we can answer any questions and offer the guidance necessary to get into an ideal plan.