What can happen if I don’t have home insurance in Oregon?

Owning a home can be a great option when you live in the Astoria, OR, area. When you are looking for a property, you will have many important decisions to make. One important choice will be to select a new home insurance plan. If you are not properly insured with home insurance, many negative consequences could arise.

No Support for Damage or Liability Claims

One of the main reasons that someone will want to have a home insurance plan in Oregon is so they can get the support they need for damage and liability claims. For those living in this part of Oregon, a home insurance plan will provide support if your home is damaged or you are a victim of theft. Further, you will receive liability claim support if you are deemed liable for an accident. Without home insurance, you will not have this coverage. 

Default of Agreements

It is also a good idea to have a home insurance plan, as it can ensure you do not default on various agreements. Those living in Oregon will likely have a mortgage and may live in a home association. In either situation, you will need to have home insurance to comply with agreements, and carrying coverage could lead to penalization. 

When you live in the Astoria, OR, area, you should always have a home insurance plan. Once you are ready to start looking for a plan, you can begin your process and get the help you need by calling our professionals at Linda Dugan Insurance. If you are looking for home insurance, we can answer any questions and offer the guidance necessary to get into an ideal plan.