Managing a delivery fleet requires proper protection when it comes to insurance. The right auto insurance policy ensures your business remains operational and compliant, whether you’re just starting out or expanding. At Linda Dugan Insurance, we help clients throughout the Astoria, OR area find the right auto insurance for commercial vehicles when they need it most.

Commercial Auto Insurance Essentials

Commercial auto insurance is where you’ll likely begin if you have a business with delivery included. This type of insurance will provide liability coverage for property damage and bodily injury. There are also optional protections such as medical payments, comprehensive, and collision insurance as well. Working with an agency can help you determine the level of coverage you’ll require, especially when you’re managing multiple vehicles and employees who are working on the road throughout the day.

Hired and Non-Owned Auto Insurance (HNOA)

If you allow your employees to use personal vehicles for work or if you rent cars and vans during peak season, you may also include HNOA, or Hired and Non-Owned Auto Insurance to protect your business. This coverage protects your business, not the vehicles in use. 

Fleet Insurance

Fleet insurance policies are also available to simplify the management of your vehicles while lowering costs. Fleet coverage can cover everything from box trucks and scooters to cargo vans, depending on the type of business you’re running and the number of vehicles you’re managing on a daily basis. 

Understanding your auto insurance options is crucial as a delivery fleet owner or manager in or near Astoria, OR. The right auto insurance for your delivery fleet can provide added protection and peace of mind. To learn more about auto insurance that is ideal for your delivery fleet, contact Linda Dugan Insurance today.