Health insurance in Astoria, OR can be extremely frustrating to muddle through, even as some insurance carriers try to make it a little easier. Instead of using as many technical terms, they may begin to stress more of the costs of choosing someone out-of-network, or which services don’t have a co-pay. And yet, even with these efforts, it’s not always easy to know what you’re signing up for. Here are three reasons to look over your policy again.
1. You May Be Covered for Far Less Than You Think
From high deductibles (to catch outside services) to your specific network, you may not be covered for nearly as many kinds of treatment as you believe. If you happen to have an emergency while you’re out of town, you’re not likely to have many options about where you go and who treats you. It’s only after you return home and receive a bill that you realize nothing was actually covered by your policy.
2. You Don’t Want to Find Out Too Late
Finding a bill in your mailbox is the worst possible time to realize what your health insurance covered. Taking the time to look over it now, even if it takes some time to go over each clause, is a far better strategy. Linda Dugan Insurance has seen too many people end up finding out the truth later when they should have taken the time to address it all sooner.
3. You Can Get Your Questions Answered
Taking the time to go over your insurance policy now gives you a chance to ask the questions you don’t want to ask later on. Linda Dugan Insurance has been helping the people of Astoria, OR get their questions answered for years, and we can help you too.