5 Benefits of home insurance in Astoria, OR

Buying a new home can be stressful. In addition to being a substantial financial commitment, owning a home is also a lot of work. Home insurance ensures your investment is protected and

Linda Dugan Insurance is ready to help. The agency can create a personalized home insurance policy that’s right for you. Located in Astoria, OR, our agency offers five reasons to carry home insurance.

Covers primary dwelling

Protect your home. This is the main role of insurance. If damage occurs, home insurance will reimburse for repair and replacement costs. Each policy will list what events are included. Review these with your agent.

Covers other structures

This protection reaches other parts of your property too. Garages, sheds, decks, fences, and other detached structures are also likely protected. Again, please consult your specific policy to understand its coverage limits better.

Protects belongings

What’s on the inside matters too. Your personal possessions are shielded from damage, destruction, or theft with home insurance. Appliances, electronics, furniture, and any other valuables are covered. Conduct a home inventory to assess the value of these items.

Provides liability protection

Liability is included in almost every insurance policy. This applies to any incident or accident on your property where you are found to be at fault or legally responsible. With this protection, legal fees and medical payments could be reimbursed.

Provides loss of use coverage

Prepare for the worst. This kicks in if a major accident or natural disaster forces you from your home. Loss of use casts a safety net over any costs associated with relocating temporarily. These added living costs include food, hotels, or even increased travel.

Contact Linda Dugan Insurance

Serving Astoria, OR, Linda Dugan Insurance can grant you security, safety, and peace of mind. Set up an appointment today.