Commercial Insurance Add On to Consider

You have put a considerable amount of time and energy into your business, growing it from the ground up. With all of the time and energy you’ve put into your business you need to do what you can to protect it. One of the best ways to do this is to take out appropriate commercial insurance. With so many different commercial insurance add ons though you may not know what each does or what is right for you. If your business is in or around Astoria OR Linda Dugan Insurance is here to assist. 

Worker’s Compensation

If you have any employees this is a must. Should an employee injur themselves on the job while performing job related tasks you are required to cover medical expenses and other costs associated with the injury. This can quickly add up, which is why you need the insurance coverage. With the insurance coverage you can protecdt your own finances by having the coverage pay for the injury and costs associated with it. 

Data Breach

In the modern world of business there is likely a considerable amount of information stored online or on the cloud. It is your responsibility to take care of this information, so if there is a data breach and client data is lost, you will likely be held responsible. Data breach protection will help financially protect your business from potential lawsuits and other expenses that may be associated with such a problem. 

Commercial insurance is a critical investment of your business you need to make. There are a number of commercial insurance add ons to consider though, and what’s right for you will not always be right for the next business. So if you run a company in or around Astoria OR Linda Dugan Insurance is here to help.