While floods might not hit Astoria, OR that often, they may still happen. At Linda Dugan Insurance, we’ve seen too many people fail to itemize their damaged items properly. As a result, their claim was denied. Here is how you can avoid complications with this process.
Walk Through Your Home
After a flood strikes, walk through your home and take a look at everywhere that has been damaged. There is a good chance that the flood has affected many rooms in your home. Go through each of them and take a look at every element that has been damaged and takes a deep breath. This part is going to be tough.
Photograph The Damage
Take photos of the damaged areas to ensure that everything is properly documented. While your insurance company is likely to take your word, they may want some evidence. Photographs of important items showcase your damage and make sure your claim is approved.
Detail All The Possessions You’ve Lost
Write down all of the possessions that you lost because of the flood. These can include electronics, pieces of furniture, expensive pieces of electronics, and other elements that have a real value. Write them down, including their estimated price, on a piece of paper as you go through the house.
Break Them Up Into Types
After writing down all of the damaged items in your home, take the time to break them down into categories. These can include things like electronic items, home decoration products, and more. Breaking them down in this way helps your insurance company identify them more easily.
Getting Great Flood Coverage
If you live in Astoria, OR and want flood insurance, contact us at Linda Dugan Insurance. We serve this city and others in the area and can provide you the policy that you need.