Personal Injury Claim On Homeowners Insurance: What’s It All About?

Astoria, Oregon is located right on the Pacific coast, offering a wide range of things to do. You are only about an hour away from Portland and many people make the commute for work. Income levels are a little lower here than in comparison to the rest of the state, though home values are able equal.

A personal injury claim is something that can be made on your homeowner’s insurance. This is when someone has been injured on your property and they are taking action against you. The action could be to recoup hospital bills or general pain and suffering.

When you have homeowners insurance in the 97103 ZIP code, you may not have to be held financially responsible for someone’s injury. While it is your property, it’s one of the reasons why you have insurance. Don’t assume it’s just for fire and theft. You may be surprised by what your policy covers.

You will be able to file a personal injury claim in Astoria, Oregon at any time. It could be if a contractor falls, a friend trips, or someone else is injured on your property. Not all situations are going to be covered and this is why it’s important to know what is actually covered.

One of our agents can walk you through some of the options for your home in 97103. We can talk to you about add-on coverage for just about everything – even coverage in the event someone injures themselves after becoming intoxicated at a party you hosted.

We have agents who take the time to answer your questions in Astoria, Oregon and ensure you have the ability to make a personal injury claim. Call us today to find out how we can assist you on your policy in the 97103 area.