Three Myths About RV Insurance You Need to Know About in Oregon

RV ownership is a dream come true for many adventure enthusiasts. However, navigating the world of RV insurance can be confusing due to some prevalent myths. Here are three misconceptions you should be aware of from Linda Dugan Insurance, providing RV insurance to the greater Astoria, OR region.

Myth 1: Auto Insurance Covers My RV

Fact: While your auto insurance may provide limited coverage for your RV, it’s typically insufficient for comprehensive protection. RV insurance specifically addresses the unique risks associated with recreational vehicles, including liability coverage, collision, and comprehensive protection.

Myth 2: RV Insurance Is Only Necessary for Full-Time RVers

Fact: Insurance is crucial if you’re a full-time RVer or use your RV occasionally for weekend getaways. Accidents and mishaps can happen anytime, and having the right coverage ensures you’re financially protected, regardless of your RV usage frequency.

Myth 3: RV Insurance Is Expensive

Fact: The cost of RV insurance can vary based on factors like the type of RV, usage, and coverage options. However, it’s essential to consider the value of protection. In the event of an accident, theft, or damage, the cost of not having adequate insurance can far exceed the premium you pay for coverage.

Get the Right RV Insurance from Linda Dugan Insurance

Understanding the realities of RV insurance is essential to make informed decisions about protecting your investment. Don’t fall for common myths – ensure your RV is appropriately insured to enjoy your adventures with peace of mind, knowing you have the right coverage in place. If you’re looking to purchase a new RV insurance policy or have questions about an existing one, reach out to the professionals at Linda Dugan Insurance, serving the greater Astoria, OR region, today.