What Are the Benefits of Buying Health Insurance Outside of the Health Insurance Marketplace?

If you are looking to purchase health insurance, you have two options. You can buy health insurance from the health insurance marketplace, also known as Obama Care medical insurance, or purchase private insurance. Here at Linda Dugan Insurance, serving the greater Astoria, OR area, we can help you find the insurance plan that is right for you. Here are a few benefits associated with buying health insurance outside the health insurance marketplace. 

You Can Purchase Health Insurance Any Time of the Year

The health insurance marketplace is only available for open enrollment for a few weeks in the winter months. Unfortunately, unless you have a qualifying life change, such as moving or having a new child, you cannot enroll in health insurance through the health insurance marketplace outside of open enrollment periods. When you select a private health insurance policy, you can enroll in that type of policy anytime throughout the year. 

You Have More Plans Available To You

The other significant benefit of purchasing private health insurance outside the health insurance marketplace is that you have more health insurance plans. Some health insurance companies do not offer health insurance through the marketplace or may limit the plans they offer. As such, you have more plans and insurance companies available to select from when you purchase health insurance away from the health insurance marketplace. 

If you are in the market for a new health insurance plan in the greater Astoria, OR region, the team at Linda Dugan Insurance would love to help you find the best insurance policy for your needs. Reach out to us today to get started.