What is Umbrella Insurance and How Can it Help Protect Your Business?

If you are a business owner in the greater Astoria, OR area, it’s time to find out more about umbrella insurance and how it can help protect your business. Linda Dugan Insurance is here to answer all of your questions and help you determine if an umbrella policy makes sense for your company. Owning a business takes a lot of hard work and dedication, and it’s important to protect all of your efforts. 

Umbrella Insurance Basics

Primary commercial policies have limits that once met render the coverage exhausted. If your company suffers a covered event that maxes out your policy maximums, you or your business can be held liable for any excess damage.

Depending on the ownership structure of your company, both your and business and your personal assets can be affected. It makes sense to have the necessary protection in place, should the primary policy be exhausted. This type of coverage is especially important for public-facing companies that may have to deal with slip and fall suits, or that have the potential for business-related liability. Don’t wait until it’s too late to find out that the policy limits on your property insurance policy are insufficient to meet all of your liability and coverage needs. 

Umbrella insurance is an effective tool to protect all of your hard work and to ensure that your company can weather the storms that come its way. Find out more about the benefits of commercial umbrella policies today, and rest easy knowing you have the protection you need.

Ready to learn more about umbrella insurance and how it can help protect your Astoria, OR area business? Give Linda Dugan Insurance a call today and set up a consultation to learn more. We are here to help!