Why RV Insurance is Important to Have

If you are looking to take a tour of the country or go on an extended trip, one of the best ways to do it would be to purchase your own RV. While having an RV can come with a lot of fun, it is also a valuable asset that needs to be properly protected by insurance. There are several reasons why having RV insurance is extremely important.

Protects Valuable Asset

The most important reason why you need to make sure that you have insurance on your RV is that it will help to protect your valuable asset. When you purchase a RV, you are buying an asset that you likely hope to own for more than a decade. To make sure that you get all that you can out of it, you will want to make sure that it is properly covered by insurance. 

Provides Liability Protection

Whenever you take an RV out on the road, you are taking on a certain amount of liability. If you happen to be found at fault in an accident, you could be held responsible to make restitution to the other party. What do you have RV insurance in place, the liability insurance will provide you with protection for these situations.


While having RV Insurance is always a good idea, it is also a necessity under a variety of different requirements. When you have an RV, you may be required to carry RV insurance by a lender or lessor if you took out financing for the purchase. Also, those that are in the Astoria OR area will need to comply with state requirements that govern RV insurance minimums. 

If you are in need of RV insurance and are in the Astoria, OR area, you should reach out to the team at Linda Dugan Insurance. When you contact this insurance agency you will receive far more insight into what your RV insurance needs and requirements are.