Insurance is a necessity, not a luxury. Having the proper insurance can protect you and your family members if something goes wrong with your home, your car, your apartment, or your other vehicle. Yet shopping for insurance can be difficult, because there are so many options.

Sometimes, insurance agencies will try to convince you to buy more coverage than you really need so that you give them more of your money. This is an unscrupulous and unfair practice that works because many homeowner’s or drivers don’t know what level of insurance they really need.

As independent insurance agents, the team at Linda Dugan Insurance Agency places a high value on providing the best level of customer service. We seek quotes from many different insurers before matching you with the best insurance coverage at the right price. We work with our customers to provide the right amount and type of insurance in a professional manner. Our agents are happy to explain terms, coverage levels, and exceptions to you so that you really understand what you are purchasing.

We offer an online price quote form that allows you to receive a detailed quote for homeowner’s, auto, or a bundled homeowner’s and auto insurance package. Complete the online form by selecting the type of insurance and your zip code. Then, receive several quotes and compare them to determine what level of coverage meets your needs. Our insurance agents can provide additional information if you need it.

At Linda Dugan Insurance Agency, we offer many different options of home owner’s and automobile insurance in the Longview, WA area. We can quickly and easily provide you with an insurance quote for any of our services. Contact us today to get the coverage you need at a competitive rate.

Ensuring that your business is safe and protected can mean that you will need to purchase a commercial insurance policy. Depending on the type of company that you own and your personal goals, the Oregon commercial insurance that is most appropriate for your goals can vary.

Worker’s Compensation

Whenever you have employees, it is important to protect against potential injuries and accidents that can take place. Accidents that may occur at work are usually covered by a worker’s compensation policy. The coverage focuses on the risks associated with your employees and the type of work that is performed, so the cost of coverage can vary.

Property Coverage

As a business owner, you will need to take steps to protect any company assets. That means you will need to obtain coverage for property that is owned by the business.

The amount of coverage and the type of plan can depend on how you use the property and how much it is worth. Generally, you want to protect against liability risks, damage to the property from common situations and potential concerns related to theft.

Liability Protection

Small businesses can benefit from a liability policy that focuses on the type of company that you own. For example, professional liability may be appropriate if you are offering a professional service. On the other hand, general liability may be better if you want to protect against the majority of situations that may arise. You may also want product liability in case a product is defective or injures a customer.

There are a variety of insurance options to protect your business from common threats and concerns that may arise. Recognizing your options can help you find the plan that is best for your particular goals. Contact us to talk to an agent for more details.